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Cash App terms change

Terms of Service change — October 29, 2026

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The terms have been updated to refer to 'Cash App Buyer Features' instead of 'Checkout Powered by Cash App,' expanding the description to include loyalty programs and offers. Additionally, the limitations and dispute resolution sections have been modified to reflect this new terminology. The clause regarding Local Cash redemptions now specifies that tip amounts may be limited by the available Local Cash.

What this means for you. Users may now have access to loyalty programs and offers through the Cash App Buyer Features, but there are new limitations on tips when using Local Cash.

What actually changed

  1. Changed. The service previously known as 'Checkout Powered by Cash App' is now called 'Cash App Buyer Features' and includes additional benefits.

    Cash App Buyer Features a. Description: Where available, you may store payment and order fulfillment information for faster checkout with merchants...
  2. Changed. The limitations clause has been updated to refer to 'Buyer Features,' clarifying that it does not include other Cash App services.

    Limitations: Buyer Features do not include, or provide access to, other Cash App features...
  3. Changed. The clause now specifies that the terms apply to 'Buyer Features,' indicating a broader scope of services.

    For the avoidance of doubt, your use of the Services... as well as your use of Buyer Features is subject to these terms...
  4. Changed. The dispute resolution section has been updated to refer to 'Buyer Features,' indicating a change in how disputes will be handled.

    For disputes relating to the use of a supported payment method in connection with the Buyer Features...
  5. Changed. The clause regarding Local Cash now states that tips may be restricted based on the Local Cash available.

    the amount of any tip you choose to apply for that transaction may be limited by the amount of Local Cash available for such tip.

The wording

Exact excerpts from the last snapshot compared with the new one.

Was Checkout Powered by Cash Appa. Description: Where available, you may store payment and order fulfillment information for faster checkout with merchants (“Checkout Features” or “Checkout powered by Cash App”) on cash.app-based online ordering profiles (“Ordering Profiles”).

Now Cash App Buyer Features a. Description: Where available, you may store payment and order fulfillment information for faster checkout with merchants (“Checkout Powered by Cash App”), loyalty and rewards programs, and access to offers and benefits (collectively, (“Cash App Buyer Features” or “Buyer Features”) on cash.app-based online ordering profiles (“Ordering Profiles”) and on point-of-sale (“POS”) devices at Square…

Was Limitations: Checkout powered by Cash App does not include, or provide access to, other Cash App features such as the Peer-to-Peer Service (defined below), Cash App Card payments (defined below), Virtual Currency Services (defined below), or direct deposits (defined below). Checkout Features may only be available in select regions, with select card issuers, payment networks, merchants, and other third parties.

Now Limitations: Buyer Features do not include, or provide access to, other Cash App features such as the Peer-to-Peer Service (defined below), Cash App Card payments (defined below), Virtual Currency Services (defined below), or direct deposits (defined below). Buyer Features may only be available in select regions, with select card issuers, payment networks, merchants, and other third parties.

Was For the avoidance of doubt, your use of the Services, including your Cash App account and Cash App Pay, as well as your use of Checkout powered by Cash App, in connection with an Ordering Profile on both a cash.app website and on the mobile application, is subject to these terms in their entirety, including but not limited to those relating to acceptable use, compliance with law, disclaimers, limitations of liability…

Now For the avoidance of doubt, your use of the Services, including your Cash App account and Cash App Pay, as well as your use of Buyer Features is subject to these terms in their entirety, including but not limited to those relating to acceptable use, compliance with law, disclaimers, limitations of liability, indemnity, and dispute resolution and all terms generally applicable to Cash App customers that register for a…

Was For disputes relating to the use of a supported payment method in connection with the Checkout Features, you must contact your issuer. For any disputes or issues arising from Local Cash Rewards or Cash App’s own electronic funds transfer services (for example, Cash App Pay or use of the Cash App Card)—but not including merchant transactions using Checkout Features on Ordering Profiles—the dispute and customer support…

Now For disputes relating to the use of a supported payment method in connection with the Buyer Features, you must contact your issuer. For any disputes or issues arising from Local Cash Rewards or Cash App’s own electronic funds transfer services (for example, Cash App Pay or use of the Cash App Card)—but not including merchant transactions using Buyer Features on Ordering Profiles—the dispute and customer support proce…

Was When a Local Cash redemption covers the entire pre-tip transaction amount on a purchase with a Neighborhoods Seller, any tip you choose to apply for that transaction must also be paid with Local Cash.Once you use Local Cash on a purchase, it is final and cannot be returned except at the discretion of the Neighborhoods Seller in connection with the return of goods, provided such Local Cash has not yet expired.

Now When a Local Cash redemption covers the entire pre-tip transaction amount on a purchase with a Neighborhoods Seller, the amount of any tip you choose to apply for that transaction may be limited by the amount of Local Cash available for such tip.Once you use Local Cash on a purchase, it is final and cannot be returned except at the discretion of the Neighborhoods Seller in connection with the return of goods, provide…

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