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We read the Terms of Service so you don't have to.

Fintech

Cash App legal documents, explained

We fetch the public Terms and Privacy pages below, write a short briefing in everyday language, and record a change when the text moves.

What the documents say

Privacy Policy

Checked September 7, 2026 · Read the source

Cash App's privacy policy outlines how they collect, use, and share your personal information when you use their services. By using Cash App, you agree to their data practices, which include collecting information like your name, financial details, and transaction history. They may share your information with other users, affiliates, and service providers to improve their services and comply with legal requirements.

  • Cash App collects personal information such as your name, email, and financial details.
  • Your data is used to enhance services, verify identity, and prevent fraud.
  • Information may be shared with other users, affiliates, and service providers.
  • You have choices regarding your data, including how it is shared and used.
  • The policy applies to all interactions with Cash App, including their website and app.

Terms of Service

Checked September 7, 2026 · Read the source

Cash App's Terms of Service outline the rules and agreements for using their financial platform. By using Cash App, you agree to these terms, which include details about account types, fees, and your responsibilities. It's important to note that your Cash App balance may not be FDIC insured unless you have a specific type of account. Additionally, the company can update these terms at any time, and your continued use of the service means you accept those changes.

  • You must be at least 18 years old and a U.S. resident to use Cash App.
  • There are different account types with varying features, including Restricted, Prepaid, and Debit Flex Accounts.
  • Cash App charges various fees for transactions, including a 3% fee for sending money from a credit card.
  • Your Cash App balance may not be FDIC insured unless you have a Prepaid or Debit Flex Account.
  • The company can change the terms at any time, and you agree to the updated terms by continuing to use the service.
  • You are responsible for providing accurate personal information when creating your account.

Change history

No changes for Cash App yet. We have a baseline snapshot, so the next rewrite will appear here.