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Venmo legal documents, explained

We fetch the public Terms and Privacy pages below, write a short briefing in everyday language, and record a change when the text moves.

What the documents say

Privacy Policy

Checked September 7, 2026 · Read the source

Venmo takes your privacy seriously and collects various types of personal information to provide its services. This includes your account details, transaction history, and location data. They may share some information with other users during transactions but do not sell your data for marketing purposes. You can manage your privacy settings and contact them with any concerns.

  • Venmo collects personal information like your name, address, and financial details to provide services.
  • They may share some information with other users during transactions but keep your financial data private.
  • You can manage your privacy settings and control what information is public.
  • Venmo uses cookies to enhance your experience and may track your location for security purposes.
  • If you have questions about your data, you can contact them via email.

Terms of Service

Checked September 7, 2026 · Read the source

Venmo's user agreement outlines the rules for using their services, which require you to be a U.S. resident with a U.S. bank account. You agree to resolve disputes through arbitration and must keep your account information up to date. You can create a personal account to send and receive payments, and there are options for Teen Accounts and business profiles. If you want to close your account, you must settle any pending transactions first.

  • You must be a U.S. resident and at least 18 years old to use Venmo.
  • Disputes are generally resolved through arbitration, not in court.
  • You can only have one personal Venmo account.
  • Teen Accounts can be created for users aged 13-17, but you are responsible for their activity.
  • You must withdraw or transfer funds before closing your account.
  • Keep your account information current to avoid issues with transactions.

Change history

No changes for Venmo yet. We have a baseline snapshot, so the next rewrite will appear here.