Coinbase terms change
Terms of Service change — October 21, 2026
The 'Last updated' date changed from July 22, 2026, to October 21, 2026. The section on 'Dapp Wallet, DEXes, and Decentralized Applications' was replaced entirely with a new section on 'Margin Trading'.
What this means for you. Users should note the new focus on margin trading, which introduces borrowing options that were not previously detailed.
What actually changed
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Changed. The date indicating when the terms were last updated has been changed to a later date.
Last updated: July 22, 2026
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Changed. A new section on margin trading has been introduced, allowing users to borrow assets for trading.
Margin Trading6.1. Introduction. Margin trading allows eligible Users to borrow Digital Assets and/or fiat currency from Coinbase Credit, Inc.
The wording
Exact excerpts from the last snapshot compared with the new one.
Was Please review the terms carefully and contact Coinbase Support if you have questions.Individual User AgreementLast updated: July 22, 2026Welcome to Coinbase!
Now Please review the terms carefully and contact Coinbase Support if you have questions.Individual User AgreementLast updated: October 21, 2026Welcome to Coinbase!
Was Dapp Wallet, DEXes, and Decentralized Applications1. Dapp Wallet. You may elect to use our dapp wallet (“Dapp Wallet”). Our Dapp Wallet allows you to access a digital asset browser and link to decentralized exchanges (“DEXs”) and other decentralized applications (together, “Dapp(s)”). The Dapp Wallet enables users to (i) store Digital Assets; (ii) access a digital asset browser and link to Dapps; (iii) view addresses…
Now Margin Trading6.1. Introduction. Margin trading allows eligible Users to borrow Digital Assets and/or fiat currency from Coinbase Credit, Inc. (“Coinbase Credit”), an affiliate of Coinbase, Inc. (“Coinbase”), in order to trade Digital Assets and/or fiat currency through the Coinbase Site. Coinbase Credit is the lender with respect to all extensions of Digital Assets and/or fiat currency provided to you for the purpos…
Read the current source document
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